When founders set out to form a US LLC, one decision consistently rises to the top: Should you incorporate in Wyoming or Delaware? This decision is less about just geography and more about taxes, privacy, credibility, long-term scalability, and compliance. Now both Delaware and Wyoming have their own pros and cons, but as an entrepreneur, … [Read more…]
Pelajari arti kredit pasif dan aktif, contohnya, serta perbedaannya agar lebih tepat memilih produk simpanan dan pinjaman. Kalau kamu pernah buka tabungan, menaruh dana di deposito, atau bahkan coba-coba ajukan pinjaman, kemungkinan besar kamu sebenarnya sudah berurusan dengan konsep kredit pasif dan kredit aktif tanpa sadar. Banyak orang mengira dua istilah ini sama saja, padahal … [Read more…]
With over 30 million users in 160+ countries, FreshBooks is one of the most intuitive accounting platforms designed for people who’d rather spend their time serving clients than fighting spreadsheets. It’ll make it easy to get your account configured correctly from Day 1, save you hours, and avoid messy bookkeeping mistakes later. While FreshBooks makes … [Read more…]
Ketika kamu sedang mempertimbangkan ambil KPR (Kredit Pemilikan Rumah), kredit kendaraanatau KTA (Kredit tanpa Agunan)ada satu angka yang diam-diam sangat diperhatikan bank: rasio hutang terhadap pendapatan. Banyak orang yang sebenarnya mampu bayar, tapi pengajuannya terhambat hanya karena rasio ini melebihi batas aman. Agar kamu makin paham apa itu debt to income ratio, bagaimana cara menghitungnya, … [Read more…]
You’ve set up your US business, started earning revenue, and everything’s going great..until tax season hits. Suddenly, every tax jargon like Form 5472, ECI, and 1040-NR starts swirling around, and you’re left wondering: “How to file taxes as a non-US resident with a US business?” You’re not alone. Many international founders form US businesses to … [Read more…]
Kenali bahaya joki pinjaman online, modus, risiko, dan cara aman mengajukan pinjaman tanpa joki. Lindungi datamu. Fenomena joki pinjaman online makin sering muncul beberapa tahun terakhir. Mereka menawarkan “bantu cair cepat”, “limit besar”, sampai “tanpa ribet”. Buat sebagian orang yang lagi butuh dana cepat, tawaran ini mungkin terlihat menggoda. Tapi sebelum kamu menyerahkan data pribadimu … [Read more…]
For an international founder selling to a global audience, their payment platform determines how smoothly customers can pay them, how much they lose in fees, and how quickly they receive payment. That’s where tools like Payoneer, PayPal, and Stripe come in handy. Each of them has different fees, availability, onboarding complexity, and methods for handling … [Read more…]
Ketahui apa itu hard inquiry, cara kerja, dan dampaknya pada skor kredit. Pelajari cara mengelolanya agar peluang kredit tetap tinggi. Saat kamu sedang berencana mengajukan KPR (Kredit Pemilikan Rumah), kredit kendaraanatau kartu kredit, istilah hard inquiry mungkin sering muncul sebagai salah satu persyaratannya. Banyak yang masih bingung, apa sebenarnya hard inquiry? Kenapa katanya bisa mempengaruhi … [Read more…]
This complete guide on how to pay yourself as an S-Corp owner walks founders through the exact steps, tax rules, and best practices for paying themselves legally and efficiently from their S-Corporation. If you own an S-Corp, you basically wear two important hats in your organization. Hat #1: The EmployeeYou do the work. You pay … [Read more…]
Value at Risk adalah metode untuk mengukur potensi kerugian investasi. Pelajari cara menghitung VaR, manfaat, jenis, dan contoh sederhananya. Kalau kamu lagi belajar memahami risiko investasi atau ingin lebih pede mengelola portofolio, istilah Value at Risk biasanya jadi salah satu konsep awal yang wajib dipahami. Tenang, meski terdengar “high-level”, sebenarnya Value at Risk bisa dijelaskan … [Read more…]